legal
terms and conditions
last updated october 23, 2026
these terms cover your use of the shekel iphone app. by downloading or using shekel you agree to them. if you don't agree, please don't use the app.
who can use shekel
you must be at least 18 to use shekel. you also confirm that you're not located in a country subject to a united states government embargo and aren't on any united states government list of prohibited or restricted parties.
your use of shekel is also covered by the privacy policy.
not financial advice
shekel organizes information from your own accounts. it isn't a bank, broker or financial advisor, and nothing it shows is financial, investment or tax advice. balances, budgets, prices and figures can be late, incomplete or wrong, so check anything important with your bank or broker before acting on it.
third-party services
shekel can connect to services that aren't owned or controlled by the developer, including simplefin bridge, apple financekit, icloud and yahoo finance. their own terms and privacy policies apply, and the developer isn't responsible for their availability, accuracy, content or practices, or for any loss caused by using them. the simplefin subscription is between you and simplefin.
your data
your data lives on your device and in your own backups. you're responsible for keeping backups if you want them. the developer can't recover data that isn't in a backup.
termination
access to shekel may be suspended or ended at any time, without notice, including if you break these terms. when that happens, your right to use the app ends.
provided as is
shekel is provided “as is” and “as available”, with all faults and without warranty of any kind. to the fullest extent the law allows, the developer disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, title and non-infringement, and makes no promise that shekel will meet your needs, work with other software or services, run without interruption, be accurate or be free of errors or harmful components.
some jurisdictions don't allow these exclusions, so some of them may not apply to you. where that's the case they apply to the greatest extent the law permits.
limitation of liability
the developer's total liability under these terms is limited to the amount you paid for shekel, or 100 usd if you paid nothing.
to the fullest extent the law allows, the developer isn't liable for any special, incidental, indirect or consequential damages, including lost profits, lost data, business interruption, personal injury or loss of privacy, arising from the use of or inability to use shekel, even if advised of the possibility. some states don't allow these limits, in which case liability is limited to the greatest extent the law permits.
governing law and disputes
these terms are governed by the laws of california, united states, excluding its conflict of law rules. if you have a concern or dispute, you agree to first try to resolve it informally by getting in touch.
if you're a consumer in the european union, you also benefit from any mandatory provisions of the law of the country you live in.
the rest
if any part of these terms is found unenforceable, it will be interpreted to achieve its purpose as far as the law allows, and the rest stays in effect. not enforcing a right isn't a waiver of it. if these terms are translated, the english version prevails.
changes
these terms may be updated. for a material change, reasonable efforts will be made to give 30 days' notice before it takes effect. continuing to use shekel after a change means you accept the new terms.
contact
questions about these terms: shekel@gusfl.us
